Loan Products

Competitive rates, fast and friendly services such as:

Characteristic

Regular loan is a loan for members that has a principal amount of times three of their share-capital.
Maximum Loan Amount: P300,000.00 Term of Payment: 24 months Interest Rate: 16% per annum Requirements: Co-maker

Characteristic

Back-to-Back loan is a loan available for member’s existing savings, share capital and time deposit which intends to aid the needs of the members.
Maximum Loan Amount: Depends on share capital Term of Payment: 24 months Interest Rate: 12% per annum Requirements: Share Capital Equity

Characteristic

Character loan is a loan that is made on the basis of the member’s reputation and credibility.
Maximum Loan Amount: P300,000.00 Term of Payment: 12 months Interest Rate: 16% per annum Requirements: Share Capital Equity & Co-maker

Characteristic

Business/Secured loan is a loan intended to meet the needs of the members who owns a business. It is also called a secured loan that use a valuable asset as a collateral.
Co-Maker/Collateral Term Loan Amount Interest per Annum
REM 24 mos. 300,000.00 to 500,000.00 14%
REM 24 mos. 500,100.00 to 1M and above 13%
Requirements: Share Capital Equity, Collateral & Co-maker

Characteristic

Emergency loan is a loan arranged quickly it intended to meet the member’s needs.
Maximum Loan Amount: Against deposit and share-capital Term of Payment: 3 months Interest Rate: 12% per annum Requirements: Share capital equity

Characteristic

Educational loan is a loan available for student with their guardian to support educational or school related expenses.
Maximum Loan Amount: P 20,000.00 Term of Payment: 6 months Interest Rate: 16% per annum Requirements: Share capital equity

Characteristic

Rice/Grocery loan is a loan intended to purchase rice and grocery.
Term of Payment: 1 month to pay Interest Rate: 3% per month
1. 2 x 2 ID picture 2 pieces 2. Barangay Clearance 3. Original Copy of Proof of Billing. (Meralco, Water bill, internet, etc.) 4. (2) Photocopy of Valid ID. 5. Original Copy of Certificate of Employment and Latest Pay Slip. (if employed) 6. OR / CR (Applicants with vehicle) 7. Proof of Remittances (if any) 8. Picture of Business 9. Photocopy of Business Permit
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Visit Us
MAIN OFFICE:
G/F SMMMPC Bldg., A. San Miguel cor. R. de Vera Sts. Poblacion II, Marilao, Bulacan
SATALLITE OFFICE - NUESTRA SEÑORA DE SALAMBAO MISSION PARISH:
Purok 3, Binuagan, Obrando, Bulacan
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Contact Us
MAIN OFFICE
Tel. Nos. (044) 305-8859 • Telefax No. (044) 248-8226
Email Address: smmccoop@yahoo.com
SATELLITE OFFICE
Tel. Nos. (02) 8724-7805 • Phone No. 0951-064-3969